The Beginning of Auto Insurance

Auto insurance has come a long way since cars first hit the road in the late 1800s.
The first known auto liability policy in the U.S. was written for Gilbert J. Loomis in 1897, protecting him if his car injured someone or damaged property. As cars became more common and crashes more costly, states began stepping in, with Massachusetts becoming the first state to require car insurance in the 1920s. From simple liability coverage to today’s comprehensive, customizable policies, auto insurance has evolved to keep up with technology, traffic, and the way we live on the road.