Let’s take a moment to clarify some common misconceptions about flood insurance and explain why it’s essential, regardless of where you live.
- “I don’t live in a high-risk area, so I don’t need flood insurance.”
Flooding can occur in low – to moderate-risk areas as well, nearly 20% of flood claims come from these regions. It’s important to remember that floods are not confined to high-risk zones.
- “Federal disaster assistance will cover me.”
Disaster assistance is not always guarenteed and typically comes in the form of loans that must be repaid. In contrast, flood insurance offers a direct payout, helping you recover without the burden of debt.
- “Flood insurance is too expensive.”
Flood insurance is actually one of the more affordable types of coverage. In many cases, it can be less expensive than auto or home insurance, making it a wise investment for your peace of mind.
If you have any questions or would like to discuss you options further, please don’t hesitate to reach out.
During the Covid-19 pandemic, we are still on task and able to have your necessary documents prepared and emailed over for you. Jamie is still working relentlessly to get the certificates of insurance, quotes, and policy payments processed and delivered.